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Terms and Conditions

Effective Date: October 8, 2026
Last Updated: October 8, 2026

These Terms and Conditions (“Terms”) govern your access to and use of ibuyfiredamagedhomesfremontcalifornia.com (the “Website”) and services offered through the Website by I Buy Fire Damaged Homes Fremont California (“we,” “us,” or “our”).

By accessing the Website, submitting property information, requesting a cash offer, or otherwise interacting with our services, you agree to these Terms and acknowledge our Privacy Policy.

1. Purpose of the Website

The Website allows property owners and authorized representatives to submit information concerning real estate they may wish to sell, including:

Depending on the property and transaction, we may:

Nothing displayed on the Website constitutes a binding offer to purchase real estate.

2. Direct-Buyer Model

The Website expressly states that we operate as direct buyers.

Where we seek to purchase property for our own account:

3. Our Role

Depending on the transaction, we may act as:

Unless separately and lawfully established, we do not act as your:

4. No Obligation to Sell

Submitting property information or requesting an offer does not obligate you to sell.

A Website submission is an inquiry and is not a purchase agreement.

You may reject a proposed offer unless and until you enter into a legally enforceable transaction agreement, subject to applicable statutory cancellation or termination rights.

5. No Obligation to Purchase

Submitting information does not require us to:

6. Eligibility and Authority

By using the Website or submitting property information, you represent that:

Submission by one co-owner does not necessarily authorize that person to bind every owner.

7. Agents, Wholesalers, and Other Representatives

If an agent, wholesaler, contract holder, attorney-in-fact, trustee, personal representative, or other representative submits property information, that person is responsible for having lawful authority to do so.

Nothing on the Website authorizes:

8. Property Research

We may research:

9. Property Evaluations

The Website states that its offer process includes property evaluation and market analysis.

An evaluation may include:

An evaluation conducted for our acquisition purposes is not automatically an inspection or professional report performed for the seller’s benefit and does not constitute a warranty concerning property condition.

10. Preliminary Offers

Any preliminary:

is non-binding unless included in a legally enforceable written transaction agreement.

A preliminary offer may change following due diligence.

11. Offer Methodology

Potential offers may consider:

No particular valuation methodology, purchase price, or financial result is guaranteed.

12. Binding Transactions

A binding real estate transaction arises only when the applicable parties execute legally enforceable transaction documents.

Closing may depend on:

13. California Transfer Disclosure Statement

California generally requires a Real Estate Transfer Disclosure Statement (“TDS”) in many transfers of residential real property containing one to four dwelling units, subject to statutory exemptions.

The TDS addresses property condition, systems, defects, improvements, environmental matters, and other items required by California law.

A direct investor purchase is not automatically exempt merely because:

14. TDS Timing

For a conventional covered sale, the TDS generally must be delivered as soon as practicable before transfer of title.

Applicable seller disclosures should be provided as early as practicable.

Different timing requirements may apply to certain alternative transaction structures.

15. Late TDS and Buyer Termination Rights

If a required TDS or material amendment is delivered after execution of the buyer’s offer, California law generally gives the buyer:

to terminate the offer by written notice.

Nothing in these Terms shortens applicable statutory termination rights.

16. TDS Requirements Cannot Simply Be Waived

Where California’s statutory disclosure requirements apply, an as-is provision or direct cash purchase does not automatically eliminate them.

A transaction should not be marketed as “no disclosures required” merely because the purchaser is an investor.

17. TDS Exemptions

California provides specific exemptions for qualifying transfers, including certain:

An exemption should be confirmed for the actual transaction rather than assumed.

18. Fire Damage and Material Condition

Fire damage may affect multiple property systems and conditions relevant to seller disclosures, including:

Known material conditions should not be concealed or misrepresented.

19. Material Facts

California real estate law preserves duties concerning known facts materially affecting the value or desirability of property.

Fire-related conditions can be material depending on:

20. No Universal Fire-Document Package

California does not impose one universal requirement that every fire-damaged homeowner automatically deliver every:

to every buyer.

Particular documents may nevertheless be:

21. California Natural Hazard Disclosure Statement

California separately requires a Natural Hazard Disclosure Statement (“NHD”) in qualifying transactions.

The NHD addresses whether property is located within specified hazard areas, including:

A Fremont property should be evaluated using current parcel-specific official hazard information.

22. Fire Damage Versus Fire Hazard Severity Zone

Actual structure-fire damage and wildfire-zone classification are different issues.

A Fremont home can:

The actual facts control.

23. Wildfire Disclosure for Certain Pre-2010 Homes

Where property subject to California residential disclosure law is located in a High or Very High Fire Hazard Severity Zone and the home was constructed before January 1, 2010, Civil Code section 1102.6f can require an additional wildfire-hardening disclosure.

For transactions on or after July 1, 2025, the notice also identifies:

This requirement depends on the actual parcel and property.

24. Final Defensible-Space Inspection Reports

Where applicable law requires a seller to provide information concerning a qualifying final defensible-space inspection report, the seller should provide the report or legally required information concerning where it may be obtained.

25. As-Is Transactions

The Website expressly advertises purchase of property in its present or “as-is” condition.

“As-is” may mean the purchaser does not require the seller to complete repairs before closing.

It does not automatically eliminate:

26. No Universal Repair Requirement Before Sale

California does not impose one statewide rule requiring every fire-damaged home to be completely repaired before it can be sold.

A damaged property may potentially be sold in its current condition.

Separate:

may nevertheless affect the property.

27. Fremont Fire-Damage Assessment

The City of Fremont specifically advises owners of fire-damaged buildings that the structure may need assessment by a City Building Inspector before reoccupancy.

The extent of damage and safety hazards determine whether the property can be occupied and what repair process is required.

28. Red and Yellow Tags

Following fire damage, Fremont’s Fire Department or Building Department may post a warning placard.

A red tag generally indicates severe damage and that the structure is unsafe to inhabit.

A yellow tag generally indicates moderate damage and restricted or limited habitability.

Property owners and purchasers should investigate any existing warning placard before assuming the property can legally be occupied.

29. Warning Placards Cannot Be Removed by the Owner

A Fremont warning placard or red tag should not be removed merely because ownership changes.

Only authorized City personnel or written authorization from the Building Official may remove applicable warning placards.

A purchase agreement does not itself cancel a red tag.

30. Reoccupancy After a Fire

Fremont’s published guidance states that reoccupancy depends on the building being restored to a safe condition and approval by a City Building Inspector.

Repairs, permits, inspections, and utility-release requirements may need to be completed before normal occupancy resumes.

31. Fire Survey and Reconstruction

Depending on the damage, Fremont may require:

Where plans are required for reconstruction, the City states that an expedited plan-review process may be available for qualifying fire-damage situations.

32. Fremont Building Permits

Fremont generally requires a building permit before covered:

Fire restoration should therefore be evaluated based on the actual scope of repairs.

33. Fremont Fire Permits

Fremont separately identifies fire permits for covered:

A separate building permit may also be required.

34. Permit Inspections

Fremont requires inspections to finalize permits and verify compliance with approved plans.

Applicable:

should be properly inspected and finalized where required.

35. Cleanup and Cleanout Services

The Website states that it may handle property cleanout.

Any:

must comply with applicable licensing, environmental, worker-safety, disposal, permit, and other legal requirements.

Nothing in these Terms states that we personally perform regulated contractor work unless lawfully authorized.

36. California Contractor Licensing

California separately regulates contractors.

Where repair, demolition, remediation, restoration, or construction requires a licensed contractor, the work must be performed by an appropriately licensed person or entity unless a lawful exemption applies.

Property acquisition does not itself authorize regulated contracting.

37. Owner-Builder Rules

California’s owner-builder exemptions are limited.

An owner intending to improve property for resale should not assume that every owner-builder exemption applies to an investor rehabilitation project.

Where regulated contractor licensing is required, appropriately licensed contractors should be used.

38. Inspections and Due Diligence

The Website may state that sellers do not need to obtain traditional inspections or make repairs.

That does not prevent a buyer from conducting its own due diligence.

Due diligence may include:

39. Fast Offer and Closing Claims

The Website currently advertises:

Those statements describe intended or possible transaction timing and are not guarantees.

Actual timing may depend on:

40. “Fair,” “Competitive,” and “True Value” Claims

The Website describes offers as fair, competitive, and reflective of property value.

Those terms do not guarantee that:

The executed purchase agreement controls the actual price and terms.

41. No Agent Fees or Hidden Costs

The Website advertises a direct sale without agent commissions or hidden charges.

Where the seller completes a genuine direct transaction without a listing broker, a traditional listing-agent commission may not apply.

If a licensed California real estate professional participates, compensation obligations are governed by applicable:

42. California Real Estate Licensing

California generally requires a real estate broker license where a person, for compensation or expected compensation, acts for another to:

The actual role and conduct control.

43. Principal Purchaser Versus Broker

A genuine principal purchaser buying property for its own account is differently situated from someone performing brokerage services for another for compensation.

Nothing in these Terms authorizes a person to avoid California licensing law merely by calling themselves:

The actual conduct controls.

44. California Wholesaling

As of October 8, 2026, California has not enacted the proposed wholesaling-specific licensing regime contained in Assembly Bill 1850.

AB 1850 remains pending after having been held under submission in Assembly Appropriations on May 14, 2026.

Its proposed wholesaling rules should not be represented as current California law.

45. Existing Brokerage Law Still Applies to Wholesaling

The fact that AB 1850 has not become law does not mean every wholesaling or contract-assignment model is automatically lawful without a license.

Relevant considerations include:

46. Contractual Interest Is Not Legal Title

Holding a:

is different from holding record legal title.

A contract holder should not falsely represent that:

47. Assignment Depends on Contract and Law

Whether a purchase agreement may be assigned depends on:

Nothing on the Website guarantees that a particular contract is assignable.

48. Homes Already in Foreclosure

California provides especially strong protections where an investor purchases an owner-occupied residence after a notice of default has been recorded.

Such a transaction can fall under California’s Home Equity Sales Contract Act.

These protections are separate from ordinary seller-disclosure law.

49. Residence in Foreclosure

For purposes of the Home Equity Sales Contract Act, a covered residence in foreclosure generally involves:

A covered investor purchaser can be an “equity purchaser.”

50. Home Equity Sales Contract Requirements

A covered home-equity purchase contract is subject to detailed statutory requirements.

Among other things, the contract generally must:

51. Five-Business-Day Cancellation Right

A covered equity seller generally may cancel a Home Equity Sales Contract until the earlier of:

Nothing in these Website Terms limits that statutory right.

52. Restrictions During the Cancellation Period

During the applicable cancellation period, a covered equity purchaser generally may not take actions prohibited by California law, including specified premature:

The actual transaction procedure must comply with the statute.

53. No Misleading Statements to a Distressed Seller

A covered equity purchaser may not make false or misleading representations concerning matters including:

54. California Foreclosure Consultants

California separately regulates mortgage foreclosure consultants.

A person may fall within that law where, for compensation, the person represents that services will:

A principal purchaser seeking to acquire the property should not simultaneously portray itself as the seller’s paid foreclosure consultant unless the relationship separately complies with applicable law.

55. Foreclosure-Consultant Cancellation Rights

Covered foreclosure-consultant contracts are subject to detailed written-contract and cancellation requirements.

A covered homeowner generally receives a five-business-day cancellation period under California law.

56. Advance Compensation and Acquisition Restrictions

California restricts advance compensation in covered foreclosure-consulting arrangements.

A covered foreclosure consultant also generally may not acquire an interest in the residence from the homeowner with whom the consultant contracted.

A direct cash purchaser should therefore keep the acquisition role separate from paid foreclosure-relief consulting.

57. Requesting an Offer Does Not Stop Foreclosure

Submitting a Website inquiry, receiving a potential offer, or negotiating a purchase does not automatically:

Homeowners facing foreclosure should independently determine applicable deadlines.

58. No Foreclosure-Rescue Guarantees

Unless separately authorized and legally qualified, we do not represent that:

59. Federal Mortgage-Assistance Rules

If separate conduct constitutes mortgage-assistance-relief services under federal law, additional requirements can regulate:

60. Multilingual Contracts

California provides additional protections where specified transactions are negotiated primarily in certain languages.

Where Civil Code section 1632 applies and negotiations are conducted primarily in:

a translation of the contract or agreement may be required before execution.

The Website’s multilingual features do not eliminate those obligations.

61. Probate, Estate, Trust, and Inherited Property

Submitting inherited, probate, estate, or trust property does not establish authority to sell.

A transaction may require:

Some fiduciary transfers may qualify for disclosure exemptions, but exemptions depend on the transaction.

62. Insurance Claims and Fire-Damage Proceeds

A fire-damaged property may involve an open or completed insurance claim.

We do not act as your:

unless a separate legally compliant relationship expressly establishes otherwise.

Property owners are responsible for understanding:

63. Pending Insurance Claims

If property is sold while an insurance claim remains pending, transaction documents should address the parties’ respective rights concerning:

64. Insurance Rights Do Not Automatically Transfer

A property sale does not automatically transfer:

Those issues depend on:

65. Public Adjusting

Nothing on the Website constitutes public-adjusting services.

A seller seeking help negotiating an insurance claim should work with an appropriately qualified and, where required, licensed insurance professional or attorney.

66. Recent Investor Resale Disclosure

California imposes additional disclosure duties where a seller of a single-family residential property accepts an offer within 18 months after taking title.

Where the statute applies, the seller must disclose qualifying:

This rule can be especially important where an investor buys a fire-damaged home, repairs it, and resells it quickly.

67. Permit Copies in a Recent Resale

Where the recent-resale statute applies and the seller obtained permits for qualifying work, the seller generally must provide the buyer copies of those permits.

Where a contractor obtained the permit and did not provide a copy to the seller, the seller may satisfy specified obligations by identifying where permit information may be obtained and providing available contractor contact information.

68. Federal Lead-Based Paint Disclosure

Federal lead-based-paint disclosure requirements may apply to qualifying residential housing constructed before 1978.

Nothing on the Website replaces applicable federal requirements.

69. Common Interest Developments

If the property is located in a California condominium, planned development, stock cooperative, or another qualifying common-interest development, separate disclosure obligations may apply concerning:

70. Telephone Communications

By providing a telephone number and requesting an offer, you authorize reasonable responsive communications concerning:

Additional consent will be obtained where legally required before regulated automated, prerecorded, artificial-voice, or marketing communications are made.

71. California Recording Law

California generally prohibits intentionally recording a confidential communication without the consent of all parties, subject to statutory exceptions.

Confidential acquisition calls should therefore not be silently recorded solely because one participant consents.

Where calls are recorded, appropriate notice and legally sufficient consent should be obtained from all participants.

72. Text Messages

If you provide a mobile number and applicable consent, we may communicate by text concerning:

Where legally required, additional consent will be obtained before regulated automated or marketing messages are sent.

Consent to marketing is not a condition of receiving an offer or selling property where prohibited.

Message and data rates may apply.

Message frequency may vary.

Reply STOP to request that applicable messages stop.

73. Email Communications

By providing an email address, you authorize communications concerning:

Applicable promotional emails will provide an unsubscribe mechanism.

74. Electronic Communications

Where permitted by law, you consent to receiving Website and transaction communications electronically.

This consent does not eliminate documents that applicable law requires to be provided in another form, language, or manner.

75. Privacy

Our handling of personal information is described in our Privacy Policy.

76. Independent Decision-Making

Selling fire-damaged real estate can have substantial:

You may wish to consult:

77. No Professional Advice

Website content does not constitute individualized:

78. No Automatic Agency or Fiduciary Relationship

Use of the Website does not itself create:

Where a licensed California real estate professional participates, applicable agency and representation documentation controls.

79. Acceptable Use

You may not:

80. Intellectual Property

Unless otherwise stated, the Website and its original:

are owned by or licensed to I Buy Fire Damaged Homes Fremont California.

You may not commercially reproduce protected Website content without authorization.

81. Third-Party Websites and Services

We do not control or accept responsibility for independent third-party:

82. Website Availability

We may modify, restrict, suspend, or discontinue Website features.

Continuous, uninterrupted, secure, or error-free availability is not guaranteed.

83. No Guarantee of Transaction

We do not guarantee:

84. Marketing Claims

Website statements describing our offers or process as:

describe intended or possible service characteristics and do not guarantee a particular financial outcome.

The executed transaction documents control.

85. Testimonials

Testimonials describe individual reported experiences.

They do not guarantee that another seller will receive:

86. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE WEBSITE AND WEBSITE CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

WE DISCLAIM WARRANTIES THAT MAY LAWFULLY BE DISCLAIMED, INCLUDING IMPLIED WARRANTIES OF:

Nothing in these Terms eliminates rights that California law does not permit to be waived.

87. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, I BUY FIRE DAMAGED HOMES FREMONT CALIFORNIA AND ITS AFFILIATES, OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, SERVICE PROVIDERS, AND BUSINESS PARTNERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING SOLELY FROM WEBSITE USE.

OUR AGGREGATE LIABILITY FOR CLAIMS ARISING SOLELY FROM WEBSITE USE WILL NOT EXCEED $500, TO THE MAXIMUM EXTENT PERMITTED BY LAW.

This Website-only limitation does not govern rights or liabilities under separately executed:

unless those documents expressly provide otherwise and applicable law permits it.

88. Independent Third Parties

To the maximum extent permitted by law, we are not responsible for independent third-party:

Nothing in this provision eliminates liability that applicable law does not permit to be excluded.

89. Indemnification

To the extent permitted by law, you agree to indemnify I Buy Fire Damaged Homes Fremont California from claims arising from your:

90. Governing Law

These Terms are governed by the laws of the State of California, except where another law must apply.

91. Venue and Disputes

Subject to mandatory jurisdiction, venue, consumer-protection, foreclosure, and transaction-specific requirements, proceedings arising solely from Website use may be brought in a court of competent jurisdiction in California.

These Website Terms do not impose mandatory arbitration.

A separately executed transaction agreement may contain different enforceable dispute provisions.

92. Non-Waivable California Rights

Nothing in these Terms waives rights that cannot legally be waived under applicable:

93. Transaction Agreements Control

These Website Terms do not replace:

A separately executed transaction agreement governs that transaction to the extent enforceable.

94. Changes to These Terms

We may update these Terms periodically.

Updated Terms become effective when posted or on another identified effective date, subject to applicable law.

95. Severability

If a provision is invalid or unenforceable, it will be enforced to the maximum lawful extent or severed, and the remaining provisions will remain effective.

96. No Waiver

Failure to enforce a provision does not waive the right to enforce it later.

97. Assignment

You may not assign these Website Terms without our written consent.

We may assign these Terms in connection with a merger, acquisition, financing, restructuring, affiliate reorganization, or sale of assets, subject to applicable law.

This Website provision does not determine whether a real estate purchase agreement may be assigned.

Assignment of a purchase agreement is governed by:

98. Entire Agreement Regarding Website Use

These Terms and the Privacy Policy govern Website use.

They do not supersede separately executed real estate transaction documents.

99. Contact Us

Questions concerning these Terms may be directed to:

I Buy Fire Damaged Homes Fremont California
Fremont, California
United States

Website: ibuyfiredamagedhomesfremontcalifornia.com